Discover how UCU can guide you along your financial journey with customized products and services:

  • University Checking: Banking with your brain pays dividends. Enjoy the prestige of a checking account with a higher yield that guarantees a dividend rate that pays among the top 1% of financial institutions in the nation!* Go Higher
  • Finance Your Car: Get more joy for your ride. Members with a UCU auto loan save an average of $459 per year. Even better, receive 90 days with no payments!* Hit the Gas
  • Credit Cards: Perks to enhance your life. Whether you’re seeking rewards or building credit, all our cards are guaranteed to give you superior value.* Activate Fun
  • Consolidate My Loans: Take control of your debt. Make things simpler with one easy monthly payment. Plus, get our Top 1% Best Consolidation Loan Rates in the Nation Guarantee!* Ease the Burden
  • Buy A Home: Make your move with us. Our mortgages offer flexible options to find the perfect home for you. Save up to 2% or $5,000 on closing costs* with our flexible options on home mortgages. Here’s the Key


Earn up to 5.00% APY in dividends and get our Top 1% Best Rates in the Nation Guarantee!**


As a UCU member, you get our Top 1% Best Rates in the Nation Guarantee** on accounts and loans, plus the opportunity to earn dividends on your cooperatively powered University Checking account based on the loan products you use everyday up to 5.00% APY! 1

Bank with your brain with UCU.

Open an account, apply for a loan or visit a branch today.

Giving the University Community a financial edge

Members with one UCU account only saved an average of $66 annually whereas members with six accounts saved an average of $1,997.