Invest in your child's education.
You can start early by contributing to your child's college fund and watching your money grow. It's hard to work and go to college at the same time. Part-time gigs slinging hash at the student union aren't going to cut it. And you don't want them living in your basement. Set up a Coverdell ESA for your son or daughter and get in front of higher-education costs long before the first semester rolls around. It's our version of College Savings 101.
You bank with your brain. Hopefully your children are even more intelligent and will earn a full scholarship. That said, you're also smart enough to hedge your bets. So open your Coverdell ESA online and create a savings plan for college expenses.
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