General Membership Fee Schedule

 

Effective May 1, 2024

Service Fee
Bad Address $10.00/item returned
Check by Phone $10.00
Card Return Fee $5.00/item
Check Cashing (non-member for on-us checks) $10.00/ea
Close Account (within 6 months) $25.00/membership account
Close Account (over 6 months) $5.00/membership account
Credit Card Paper Statements $2.00/month
Escheatment $2.00/notice
Domestic Wire Transfer
•Incoming
•Outgoing
•Incorrect/Recalled Wire
FREE
$25.00/ea
$10.00
Foreign Wire Transfer
•Incoming
•Outgoing
•Incorrect/Recalled Wire
FREE
$66.00/ea
$35.00
Foreign Check Processing Fee $55.00/ea
Inactive Account (waived for members under 18, inapplicable to savings accounts) $10.00/mo
Insufficient Funds/Uncollected Funds (per presentment of items returned unpaid due to insufficient funds) $30.00/ea
Invalid Email for eStatements $5.00/month
Legal, Levy, or Garnishment Processing $50.00/ea
Money Orders $3.00/ea
Negative Balance (fee assessed every 10 days thereafter until balance is positive) $10.00
Notary Service (free for UCU documents) $15.00/ea sig
Official Check $5.00/ea
Official Check Stop Payment, Renewal, Release or Replacement $30.00/ea
Overnight Delivery Pass thru + $5.00
Reporting Correction to IRS Due to Incorrect SSN/TIN $50.00/ea
Self-to-Self Returned Item $50.00/ea
Skip a Pay $30.00
Verification of Deposit to Non-UCU Loans $10.00/ea
Service Fee
Account Reconciliation and Research $40.00/hr
Copy of Deposited Check, Cashiers Check, Paid Check, or Money Order (if available) $10.00/ea
Copy of Statements or Transaction History $1.00/pg
Service Fee
University Checking Account No monthly fee
ACH/Check Stop Payment, Renewal, Release $30.00/ea
Check Printing Varies
Insufficient Funds/Uncollected Funds (per presentment of items returned unpaid due to insufficient funds) $30.00/ea
Overdraft Transfer from Savings (Account transfer fee) FREE
Temporary Checks (one set free for New Accounts) $5.00/pg
Service Fee
IRA Outgoing Account Transfer Fee $100.00/ea
Service Fee
ATM Transactions at UCU or CO-OP Network ATMs FREE
ATM Transactions - Non CO-OP Network ATMs (Up to $25 per month reimbursed with a University Checking Account) $2.00/ea
Card Replacement (one free per year) $15.00/ea
Card Rush Order $50.00/ea
Service Fee
Returned CO-OP Check Fee $2.00
Shared Branch Transactions (at any CO-OP Shared Branch location) FREE

Business Accounts Fee Schedule

 

Effective September 1, 2023

Service Fee
Bad Address $5.00/quarterly
Check by Phone $5.00
Cash Services for coin (over $200.00 per month) 10% of deposit
Check Cashing (non-member for on-us checks) $5.00/ea
Close Account (within 6 months) $15.00
Escheatment $2.00/notice
Domestic Wire Transfer
•Incoming
•Outgoing
•Incorrect/Recalled Wire
FREE
$20.00/ea
$10.00
Foreign Wire Transfer
•Incoming
•Outgoing
•Incorrect/Recalled Wire
FREE
$66.00/ea
$35.00
Foreign Check Processing Fee $55.00/ea
Inactive Account (waived for members under 18, inapplicable to savings accounts) $10.00/mo
Insufficient Funds/Uncollected Funds (per presentment of items returned unpaid due to insufficient funds) $30.00/ea
Legal, Levy, or Garnishment Processing $50.00/ea
Money Orders $3.00/ea
Negative Balance (fee assessed every 10 days thereafter until balance is positive) $10.00
Notary Service (free for UCU documents) $15.00/ea sig
Official Check $5.00/ea
Official Check Stop Payment, Renewal, Release or Replacement $30.00/ea
Overnight Delivery Pass thru + $5.00
Reporting Correction to IRS Due to Incorrect SSN/TIN $50.00/ea
Returned Deposited Item $20.00/ea
Self-to-Self Returned Item $50.00/ea
Verification of Deposit to Non-UCU Loans $10.00/ea
Service Fee
Account Reconciliation and Research $40.00/hr
Copy of Deposited Check, Cashiers Check, Paid Check, or Money Order (if available) $10.00/ea
Copy of Statements or Transaction History $1.00/pg
Service Fee
ATM Transactions at UCU or CO-OP Network ATMs FREE
ATM Transactions - Non CO-OP Network ATMs (Up to $25 per month reimbursed with a University Checking Account) $2.00/ea
Card Replacement (one free per year) $15.00/ea
PIN / Card Rush Order $50.00/ea
PIN Replacement FREE
Service Fee
Returned CO-OP Check Fee $2.00
Shared Branch Transactions (at any CO-OP Shared Branch location) FREE
Service Fee
ACH/Check Stop Payment, Renewal, Release $30.00/ea
Check Printing Varies
Insufficient Funds/Uncollected Funds (per presentment of items returned unpaid due to insufficient funds) $30.00/ea
Overdraft Transfer from Savings (Account transfer fee) FREE
Temporary Checks (one set free for New Accounts) $5.00/pg

Core Business Checking
Monthly Maintenance $10.00
Waiver Requirements $1,500.00 min average daily balance or eStatements
Transaction Threshold 150 transactions included per month and $0.40 per transaction thereafter
Cash Deposits $3,000 limit per month. Each deposit over limit will be charged $0.30 per $100

Premier Business Checking
Monthly Maintenance $25.00
Waiver Requirements $10,000.00 min average daily balance
Transaction Threshold 300 transactions included per month and $0.40 per transaction thereafter
Cash Deposits $15,000 limit per month. Each deposit over limit will be charged $0.30 per $100

Members have also saved money with:

University Checking Account
Start earning up to 5.00% APY.*
Digital Banking
Get 24/7 access to your account. No teller needed.

Relevant
Resources.

Calculators Learning Center The UCU Blog Forms
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Member Testimonial

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