Benefits of a personal loan with UCU 

 

Reach your financial goals sooner with a personal loan. Borrow as little as $500 and get your money in a convenient lump-sum payment. Use the funds to cover expenses, pay down debt, or take that vacation you've been dreaming of.

 

A personal loan is a versatile tool you can use to simplify your life!

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Competitive rates

Budgeting is easy with a fixed APR* and consistent monthly payments.

Terms to suit you

Choose the ideal timeline to make your repayments -- we have terms to fit every budget.

Quick access to funds

Get your funds in one lump sum to use however you need.

Up to 0.50% APR discount

0.25% when you sign up for auto pay1 and 0.25% for repeat borrowers.2

Personal Loan Features

 

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What personal loans are for

  • Paying down or consolidating your debt

  • Covering unforeseen expenses like car repairs and health care bills

  • Paying for a vacation, wedding, or another event

  • Paying down or consolidating your debt

  • Covering unforeseen expenses like car repairs and health care bills

  • Paying for a vacation, wedding, or another event

  • Paying down or consolidating your debt

  • Covering unforeseen expenses like car repairs and health care bills

  • Paying for a vacation, wedding, or another event

 

 

Getting started is easier than you might think

You can complete the whole loan process anytime, anywhere!

 

 

Get Started

 

"The customer service is the best there is. It is so wonderful to work with a financial institution that treats you as a person. They have been most helpful in resolving any issues with our accounts. The whole family banks here and wouldn't have it any other way."

★★★★★

- Judith D.

Personal Loans FAQs

What can I use my personal loan for?

A personal loan is a flexible tool you can use for anything you like! You'll need to give some indication of what you plan to use the funds for in your application. Once you get loan approval, you can use all the funds for that single purpose or keep some aside.

How can I access my personal loan funds?
What interest rates will I get for my personal loan?
What will my personal loan monthly payment be?
Should I get a personal loan or a personal line of credit?
Will a personal loan boost my credit score?

Helpful resources to boost your finances

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Calculators

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Learning Center

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UCU Blog

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