Need a little more breathing room? Use this calculator to analyze your fixed and flexible expenses. Then you'll see areas where you can save more money each month.

Get an idea of how much you should save to cover 3, 6 or 12 months of unemployment or other emergency circumstances.

Your financial portfolio isn't complete until you have the proper amount of life insurance to provide for your loved ones.

See how far your college savings may go, and get an estimate of how much additional money you may need to save to pay for college.

You may be able to reduce your student loan burden by refinancing your student loans with a UCU loan at a lower rate.

Plug in your numbers and get an idea of how refinancing your mortgage could help you save money monthly or over the term of your home loan.

It's in your best interests to pay down debt quicker. Choose from two methods with one goal - save money.

When you have extra money in your budget, see how your rate of return could compare to the cost of your debt while taking taxes into account.

Estimate how much money you may earn from your investments over time, based on the amount of money you invest and the expected rate of return.

Estimate how your lifestyle choices in retirement, compared to your current lifestyle, may affect your expenses.

Consider the tax advantages of these two options to find the retirement savings option that works best for you.

If you've built up a healthy amount of retirement savings in a Traditional IRA, it may make sense to convert to a Roth account.

Borrowing from your savings may provide solutions in the near term but could negatively impact investment growth and cost you in loan fees.

Before you tap into your retirement savings, see what the impact could be by using this calculator.

This helpful budget planner can give you a sense of the amount of money you need a different points throughout your retirement.

Would you benefit more from rollover or a cash-out? Choose the option that delivers the most for your money.

Depending on the type of retirement account you have, you'll be required to withdraw a certain amount of funds at a specific age.

See how your bottom line could be affected when you take out funds, and estimate how long your savings may last.

Take control of your finances so you can analyze your monthly expenses and find opportunities to save more.