Credit Cards

Credit Card perks to enhance your life

Maybe you want a credit card that offers great rewards. Maybe you want one that helps to build or repair your credit. All our cards are guaranteed to give you the best value compared to all federally insured financial institutions in the nation.

Get all the details about our cards by reading the full credit card agreement and truth-in-lending disclosure.

Cash Back Credit Card

Enjoy the card that pays you back for every purchase.

Unlimited cash back on all your purchases
No annual fee
No foreign transaction fee

Rewards Credit Card

Make shopping more fun. Transform everyday purchases into travel adventures or merchandise.

Earn one point for each $1 you spend on your card
Choose from a wide variety of rewards
No annual fees

University Credit Card

Nothing's better than saving money on interest charges. And this card is a total master at that craft.

Top 1% Best Rates in the Nation Guarantee*
Competitive variable annual percentage rate (APR)
Easy minimum payments

University Share Secured Credit Card

Life has its ups and downs. But this card is designed to help your credit rating go nowhere but up.

Top 1% Best Rates in the Nation Guarantee*
Minimum $500 credit limit
Low, fixed annual percentage rate

University Cards

Show your university pride.

Our cards are designed with you in mind, featuring iconic imagery and athletic logos.

Cash Back Credit Card

Report a Lost or Stolen UCU Credit Card

Within U.S. – 888.241.2510

Outside U.S. – 909.941.1398

Account Information (during UCU's business hours) – 424.320.4700

Member Testimonial

"As a recent college graduate, I was very nervous about purchasing my first car. Luckily UCU made it a very simple, efficient and easy-going process that left me with all my questions answered."

- Joel O.