Cooperatively powered to give you Top 1% Best Rates in the Nation!*

Find your unlimited potential with:


  • Top 1% Best Rates in the Nation Guarantee*
  • No annual fee1 

  • No application fees1
  • Get all the details about this card by reading our University Credit Card disclosure

You could also earn up to 5% APY on your cooperatively powered University Checking account for the banking you already do!2

It's a smart move to shift your balances from your high-interest rate credit cards to your new University Credit Card. It only takes a few minutes to apply for your card online.

Member Testimonial

"UCU has helped me finance all the cars I have owned throughout my life. They treat me like family."

- Glenn A.