Our University Rewards Credit Card is cooperatively powered to give you Top 1% Best Rates in the Nation and unlimited points!*1


Business cards, library cards, insurance cards. Your wallet is stuffed. But we're sure this UCU  Rewards Credit Card will quickly make its way to the top of the stack. Why? Because it can transform simple purchases into bonus points you can use for travel adventures or fun stuff for your home. With no annual fee and great buying power, it just has too many redeeming features to pass up.


Our UCU Unlimited Rewards card offers exceptional value

  • Unlimited rewards points on your purchases for travel, hotels, merchandise and more!
  • Top 1% Best Rates in the Nation Guarantee*
  • Earn one point for each $1 purchased on the card
  • No annual fees1
  • No foreign transaction fees
  • No application fees1
  • Get all the details about this card by reading the University Rewards Credit Card disclosure


Reward Points

  • Redeem points for travel fares, hotel stays, merchandise and more!
  • Generous redemption values allow you to get more for your points
  • Convenient CU Rewards website allows you to track your points and check out all the great prize values


You could also earn up to 5% APY on your cooperatively powered University Checking account for the banking you already do!2


Members who have a University Rewards Credit Card that's cooperatively powered also save an average of $114 per year.3

Strapped for time? We hear you. You can put the University Rewards Credit Card in your wallet without picking up a pen or a phone. It's easy to apply online. And whenever you need an account balance, you can call or go online to get the most up-to-date information. If your card is either lost or stolen, please call immediately to have your card cancelled.

Member Testimonial

"UCU has helped me finance all the cars I have owned throughout my life. They treat me like family."

- Glenn A.