Get the financing you need for what you want


Sometimes you need a little help reaching your goals. When it comes to borrowing money, we provide the ideal boost with loans and lines of credit. Borrow as little as $500, and access your money as a lump-sum loan or a line of credit that works like a credit card. It's versatile financing that you can use almost any way you choose. Here's the breakdown:

Personal Loans

  • Competitive, fixed Annual Percentage Rate (APR)*
  • Various repayment terms available
  • No application fee1
  • Receive all your money upfront

Personal Lines of Credit

  • Low, variable Annual Percentage Rate (APR)
  • No application fee, annual fee or cash-advance fees1
  • Payments based on balance
  • There's no cost until you start using the line
  • Transfer money online or using your mobile device

Ready to get your loan or line of credit? Use our simple online application to the get the ball rolling.

Member Testimonial

"UCU has helped me finance all the cars I have owned throughout my life. They treat me like family."

- Glenn A.