Join others in the University Community who are already receiving a financial edge from University Credit Union.


UCU was founded on UCLA’s campus in 1951 and since then, we have been dedicated to making your financial life as easy as possible. At UCU, our core purpose is to give the university community a financial edge, and we are excited to provide that for you. To help give you that edge, we provide products and services designed specifically with your needs in mind, rates among the best in the nation, and a hard working friendly team who is always ready to help you.


UCU is proud to say that we helped save our members over $14 million dollars in 2020,* and on average, our members saved $363. We can help you start saving when you become a member of UCU.


When you join UCU, you have the opportunity to earn up to 5.00% APY1 on your University Checking Account for the banking you already do!


Earn 1.00% APY in dividends with a University Checking Account by making at least 25 monthly transactions and signing up for eStatements


Keep boosting your dividends by 1.00% APY when you combine your University Checking Account with one of our other products:


We make it easy to start enjoying all of the benefits we offer.


  • As soon as you become a member of any of the eligible groups you can join UCU.
  • If you are not yet 18, you must contact UCU before submitting an application to open an account.
  • Membership is established by depositing at least $5 to a Regular (Share) Savings Account. To maintain your membership at UCU, you must keep at least $5 in your Savings Account at all times.
  • To get your account started, complete our simple and easy online Membership Application. In just 3 minutes, you can join and start banking with your brain!
  • If you are being sponsored by a family member or a person who resides in your household for membership at UCU, you must provide the name of the person sponsoring you on the application.

We've helped thousands of members from the University Community sign up with UCU and head down the path to financial success, so why not start enjoying a financial edge today! If you have any questions about joining UCU, please feel free to contact us.

Member Testimonial

"After my car was totaled a week ago I was extremely surprised to find I could get a new car for almost the same price. Now I have a new car almost 1 week after losing my old car and I couldn't be happier!"

- Shayla Y.