Our credit union is a not-for-profit financial cooperative which makes it a better choice. You can bank on it.


The difference between credit unions and banks? It's like the difference between a mega-corporation and a neighborhood nonprofit. One always has its eye on the bottom line, while the other focuses on people rather than profits. While banks and credit unions offer similar products and services, a bank's mission is to enrich its shareholders. In contrast, a credit union is a not-for-profit institution owned jointly by you, our member-owners. All earnings are funneled back into our financial cooperative and with your participation and relationship we provide members unparalleled benefits that include the Top 1% Best Rates in the Nation.*

Credit Unions and Banks. What’s the difference?


Ready to see a positive difference with your finances? Start with our online membership application. If you want to talk more about how UCU can assist you, please contact us.

Member Testimonial

"After my car was totaled a week ago I was extremely surprised to find I could get a new car for almost the same price. Now I have a new car almost 1 week after losing my old car and I couldn't be happier!"

- Shayla Y.