Earn 1.00% APY1 in dividends

 

Earning 1.00% APY in dividends with our University Checking Account is simple. Just make 25 monthly transactions and sign up for eStatements.

 

A checking account loaded with benefits

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ATM reimbursements

Automatic ATM fee reimbursements up to $25 monthly.2

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Potential to earn up to 5.00% APY

The potential to earn up to 5.00% APY in dividends when you have your loans with UCU.

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0.25% APR3 rate discount

Loan rate discounts of 0.25% with auto pay on personal and auto loans.

 

 

Features you’ll appreciate

 

Mobile Check Deposit

 

Digital Banking

Check balances, pay bills, and much more through our app or online.

Domestic Wires

 

Surcharge-Free Checking

 

Your UCU Checking Account is free to use with no monthly service fees.

Card Manager

 

Free ATMs Nationwide

 

Access to over 30,000 surcharge-free ATM access nationwide.

Locations

 

Shared Branching Network

 

In-branch access at over 5,000 shared branching locations.

Direct Deposit

 

Get paid up to two days early4

 With Direct Deposit, you’ll get your cash sooner than ever before, with access to your paycheck funds as soon as we receive them.

Great customer service, I called with an issue and they were able to resolve it in no time. I’ve been banking with them for a while now and never had any problems... keep it up guys.

★★★★★
—Wilson M.

IF YOU ARE A CURRENT MEMBER AND WOULD LIKE TO OPEN A UNIVERSITY CHECKING ACCOUNT:

Navigate to 'Add a Deposit Account' within digital banking, or contact us at 800.UCU.4510.

Our online application process is quick and secure — see for yourself!

 

GET STARTED

Members have also saved money with:

Credit Cards
Choose the UCU Credit Card that’s right for you.
Personal Loans
Custom lending unique to you.