A checking account loaded with benefits

Earning 1.00% APY1 in dividends with our University Checking Account is simple. Just make 25 monthly transactions and sign up for eStatements.


Earn 1.00% APY in dividends


ATM Reimbursements

Automatic ATM fee reimbursements up to $25 monthly.2


Potential to earn up to 5.00% APY

The potential to earn up to 5.00% APY in dividends when you have your loans with UCU.


0.25% APR3 Rate Discount

Loan rate discounts of 0.25% with auto pay on personal and auto loans.



Features you’ll pppreciate


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Online & Mobile Banking

Check balances, pay bills, and much more through our app or online.

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Surcharge-Free Checking

Your UCU Checking Account is free to use with no monthly service fees.

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Free ATMs Nationwide

Access to over 30,000 surcharge-free ATM access nationwide.

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Shared Branching Network

In-branch access at over 5,000 shared branching locations.


Great customer service, I called with an issue and they were able to resolve it in no time. I’ve been banking with them for a while now and never had any problems... keep it up guys.

—Wilson M.


Our online application process is quick and secure — see for yourself!




If you are a current member and would like to open a University Checking account, please contact us at 800.UCU.4510.

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