Refinance Your Car

Benefits of Refinancing Your Car Loan with UCU

We want to help give you a financial edge and that's what our auto loans are designed to do. Refinancing your auto loan from another lender could help you save on your monthly payment.

0.5% APR¹ Discount

.25% when you sign up for auto pay and .25% for repeat borrowers.

Online application

Complete the whole process from the comfort of your own home.

No Payments for 90 Days

Defer your loan payments for up to 90 days.

Easy Process

Apply in 3 easy steps.

Low Rates

Rates among the lowest in the nation.

24/7 Access

We’ve got your back all day every day.

You Qualify If

The year of your vehicle is 2013 or newer
Your vehicle has less than 100,000 miles
You owe more than $7,500

Getting Started Is Easier Than You Might Think

Plus, you can complete the whole refinancing process from the comfort of your home!

Step
1

Tell us about yourself and your current loan by filling out our easy online application.

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Step
2

Review the application with a UCU representative and find out details of your refinancing.

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Step
3

Once approved we’ll pay off your old loan and help you transfer your title.

Get Started

Great customer service I called with an issue and they were able to resolve it in no time. I’ve been banking with them for a while now and never had any problems.. keep it up guys.

★★★★★
--Wilson M.