Refinance Your Mortgage

Benefits of Mortgage Refinancing

Lock in a historically low rate so you can do more with your monthly budget.

✔

Lower monthly payments

✔

Access cash for financial flexibility

✔

Change the terms of your loan

Save up to 2% or $5,000² in closing costs on →

Conventional 1st mortgage loans
3/1, 5/1, 7/1, 10/1 ARMs, or 10-year-fixed
Primary residences, second homes, single family, PUD, condo, townhouse (1-4 Units) and investment homes

Mortgage Refinancing Without The Hassle

Your life changes. Your needs change. So can your mortgage.

Step
1

Tell us about yourself and your current loan by filling out our easy online application.

⇒

Step
2

Review the application with a UCU representative and find out details of your refinancing.

⇒

Step
3

Once approved we’ll pay off your old loan and set you up with the new UCU loan.

Get Started

Love the ease and treatment received when requesting assistance!!!!!! You've enable me to care for financial matters during trying and very difficult time.

★★★★★
--Janielle B.

Mortgage Loan Originator Information

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS).

Each employee of a credit union who acts as a mortgage loan originator must register with the Registry, obtain a unique identifier, and maintain this registration in accordance with the requirements of the S.A.F.E. Act.

Below are the registered mortgage loan originators of University Credit Union, NMLS #409731.

Michelle Pacheco – NMLS ID #662822
Johanes Angkadjaja – NMLS ID #1411033
Estela Nagahashi – NMLS ID #1699957
Franklin Young – NMLS ID #424413
Jennifer Leon – NMLS ID #151527
Sheree Reid – NMLS ID #485777
Sheri Sicka – NMLS ID #809498

One of the objectives of the SAFE Act is to provide consumers with easily accessible information at no charge regarding mortgage loan originators. You may access information at www.nmlsconsumeraccess.org

Mortgage Loan Service Information

Request for information related to an existing mortgage loan, or request for resolution of an error or errors in connection with an existing mortgage loan must be made in writing and forwarded via the U.S. mail to the following address:

University Credit Union/TruHome
Member Service Department
9601 Legler Rd.
Lenexa, KS 66219

Mortgage payments sent via U.S. mail should be addressed to:

University Credit Union/TruHome
PO Box 219958
Kansas City, MO 64121-9958