Buy A Home

Our mortgages offer flexible options to find the perfect home for you.

Purchasing your dream home comes down to finding the right financing. Or, maybe you have the right dream home and you just want to refinance it. That's where we come in. Our mortgage experts will help you choose the home loan option that fits your budget and your lifestyle goals.

Save up to 2% or $5,000

on closing costs*

Here's the Key

Adjustable Rate Mortgages

Save money upfront with a lower interest rate.

Lower initial rate provides flexibility now if you anticipate income growth in the future
Available in a variety of loan term options
Good option if you plan to move or refinance within the next few years

Fixed Rate Mortgages

Get consistent payments to fit your budget.

Fixed monthly payments for easy budgeting
Available in a variety of loan term options
Good option if you plan to stay in your home for the long term

Jumbo Loans

It's the go-to option when you go bigger.

No limits to what you can finance
Available in a variety of loan term options
Fixed and adjustable rates available

FHA, VA and USDA Loans

Affordable programs to open the door to homeownership.

Low to no down payment options
Borrowers need to meet special qualifications
Available in a variety of loan term options

Home Loans the UCU Way

Member Testimonial

"As a recent college graduate, I was very nervous about purchasing my first car. Luckily UCU made it a very simple, efficient and easy-going process that left me with all my questions answered."

- Joel O.