And get a Top 1% best rate in the nation guarantee!*

If you take advantage of everything our University Checking offers, you could also save an average of $1,000** each year while earning 5% APY on your money.


Checking Account
Minimum Balance
to Earn Dividends
Dividend Rate Annual Percentage Yield (APY)
University Checking Must have a minimum of 25 qualifying transactions and eStatements to earn dividends up to the first $5,000. Additional balances above $5,000 earn 0.05% APY. 1% 1%

A lot of people have checking accounts where the money just sits around waiting to be spent. Not you. You bank with your brain. Show it by opening your account online

Member Testimonial

"The way each UCU staff member cared for my every concern afforded me to drive away in my new ride."

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