Save for short- or long-term goals with a competitive and guaranteed dividend rate with a UCU IRA Certificate


At UCU, you have multiple options and you’ll always know exactly what dividend rate you’ll receive during the term.

IRA Certificates*

Account Type Minimum Balance
to Earn Dividends		 Dividend Rate Annual Percentage Yield (APY)
6-Month $500 1.687% 1.700%
12-Month $500 1.884% 1.900%
24-Month $500 1.638% 1.650%
36-Month $500 1.638% 1.650%
48-Month $500 1.638% 1.650%
60-Month $500 1.638% 1.650%

Members have also saved money with:

Credit Cards
Choose the UCU Credit Card that’s right for you.
Score Enhancement
Need a boost? Our online tools help you bank with your brain.