These rates can help you get closer to your important financial goals.


There are a lot of reasons to join University Credit Union, and, one the best reasons we have is our rates. Our core purpose is to give you a financial advantage, and our rates reflect that. From everyday spending to taking out loans, where you bank is a big deal, and it can cost, or save, you thousands of dollars. Our Best Rates in the Nation Guarantee* gives all our members security and peace of mind when choosing a loan at UCU.

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Checking Rates

Our dividend-bearing checking account puts your money to work around the clock.

Savings Rates

With a minimum deposit of just $25, you can earn a competitive APY plus compounding dividends.

Credit Card Rates

Choose the card that’s right for you.

Auto Loan Rates

Buy your car with confidence.

Personal Loans and Lines Rates

Borrow $500 to $10,000 or access a convenient line of credit and save on interest with credit union loan rates.

Mortgage Rates

Find the mortgage to fit your budget and lifestyle. We have everything you need under one roof.

Money Market Rates

When you're in the market for a higher savings rates, this account is the answer.

Certificate Rates

Deposit at least $500 then choose a term of 6 to 60 months. Longer terms earn higher rates.

IRA Certificate Rates

Gain a financial advantage with an IRA Certificate from UCU.

RV Loan Rates

Lock in an amazing rate for your new recreational vehicle.

Member Testimonial

"UCU saved me almost $2,000 plus!"

- Michael P.

Practice and small steps lead you toward financial stability and your goals.

Take your first step now.

Check It Out

Practice and small steps lead you toward financial stability and your goals.

Take your first step now.

Check It Out

Relevant
Resources.

Calculators Learning Center The UCU Blog Forms
Join Now Contact Us Advisory Centers & ATMs Disclosures Fees

Questions?

We have an abundance of answers and we’re always happy to dispense them freely.

Contact Us